Know Your Rights as a Home Buyer
Before you start; there are many laws that protect you from scams, unnecessary expenses,and discrimination in the process of home buying. Know your rights!

Find out How Much Mortgage You Can Afford
You can save yourself a lot of wheel-spinning if you take a minute to figureout how much mortgage you can afford. Generally, a lender will want yourmonthly mortgage payment to total no more than 29% of your monthly gross income(your monthly income before taxes and other paycheck deductions are taken out.)You also need to consider current loan interest rates. The lower the interestrate, the more expensive the home you'll be able to afford. Follow our tips anduse these simple calculators to see how much you can afford in a mortgagepayment.

Create Your Wish list
Make a wish list that focuses on the features you want in a home 2 bedrooms or3 1 bath or 2 Garage or no garage Knowing what you're looking for will helpyou focus your search. This will also help your real estate agent to find youthe most ideal property that will fit your needs.

Find a Real Estate Broker
At Diplomat Realty; we treat each client like you are our only client.  Purchasing real estate is one of the biggest decisions and investmentsin your life.  Diplomat Realty agentsguide you through the entire process, insuring that you are fully informed frombeginning to end.  We strive to makepurchasing real estate as comfortable, transparent, and stress free aspossible.  If you are looking for aproperty in Chicagoor the surrounding suburban communities, you have come to the right place.  We sell properties throughoutChicagoland.  Contact us today for yourfree guide on buying or selling real estate, or for a free consultation. 

Mortgages and Home buying Programs
Many different kinds of mortgages are available to you. Read about them, andmake sure you understand the pros and cons of each. Your real estate broker canhelp you. HUD offers some special home buying programs. Also, many localgovernments offer special home buying programs to help low-income home buyers.Shop around - you may be surprised at all your options!